We’re All In

Auto Enrolment – Are You Ready? You may have been aware of the government’s “We’re all in” advertising campaign, which refers to reforms to workplace pensions.In the past you may have thought that this only relates to larger firms with typically  over 250 employees.  This has been the case since October 2012, but its coming…

It’s not credit card charges that are excessive it’s the criticism

Last week the BBC Radio 4’s Money Box programme rapped the travel industry over “excessive” credit and debit card charges. The Department for Business Innovation & Skills (“BIS”) issued guidance on the Consumer Protection (Payment Surcharges) Regulations 2012 in March 2013. This guidance quite clearly refers to the prohibition of excessive payment surcharges, but clearly…